Welcome back! Have you tracked your money? How do you you feel about it? Are you on track? Or was it terrifying to see how much cash you burn through every day, week, and month? Are you investing anything? How about even just saving something for a rainy day? Do your credit cards and other loans eat up all your extra money?
I hate to be this way, but the easy part is almost over. Today, you get to do one more very fun thing, in fact it is my second favorite thing to do aside from making the last payment on my debts! (We'll get to that soon.) After you set these goals, you will have to decide if you want them bad enough to work for them and what you are willing to sacrifice to achieve your goals.
Which brings us to the next point: today, you need to write down you financial goals. I want you to make S.M.A.R.T. goals:
Specific: be detailed in what you want to happen.
Measurable: you need a way to analyze if you are making good progress towards your goal.
Attainable: goals should be wide ranging, some very easy to reach to keep you positive, some at the very edge of possibility to give you something to work towards.
Relevant: you will only achieve your goals if they mean something to you, and for the purpose of this blog, financially aimed.
Time: again, these need to be wide ranging, short term (1 day- 3 months), mid term (6 months- 1 year), and long term (1 year +) .
Keeping in mind these parameters, use the Financial Goal Worksheet and write those goals down! *I have also attached my original goal sheet, so you have an example!
Happy Goal Setting!
Need help getting started? We will be happy to assist you in any step of your process!
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